Further Advice

Remortgages are available to people who have a poor credit record and maybe easier than you think to organise. Interest rates on poor credit mortgages are likely to be significantly lower than the rates on your existing unsecured debts (credit cards, charge cards etc.) By remortgaging you could consolidate any outstanding debts, and save money in the long run.

Bad credit mortgage lenders will typically consider lend up to 80% of the value of the property - depending upon the client's circumstances.

Depending upon your circumstances, the interest rates on poor credit remortgages may be higher than standard remortgage rates. However, this need not necessarily be the case. For example, the interest rate may be reduced if the value of the property considerably exceeds the amount of loan.

In obtaining the best poor credit mortgages, an appropriate presentation of your circumstances is critical. Lenders use a credit scoring system that is best to understand before speaking to them. The better your score, the better poor credit remortgage rate you will achieve.

Our team of professional advisers specialise in placing remortgages for those with poor credit. Simply fill in one of our no-obligation forms and wait for our experts to find you the best deal.

As independent brokers we can access mortgages from over 500 lenders and as a result can find the right mortgage to suit your needs, whatever they may be.